posted by admin on May 25
My divorce was finalized in October and I’m currently not working and I’m attending college full-time. I lost my old job about a year and a half ago, and haven’t been able to find one since. I live in Michigan and the job market is awful here. I graduate in about a year and a half. I’m living with my boyfriend now and he provides for my needs.
I have about $5000 in outstanding debts and another $3700 in attorneys fees from my divorce.
Some of the debt is from my ex-husband who was ordered to pay his part and was given 90 days to settle with me. It’s been well over 90 days now, and I cannot locate him and his attorney hasn’t been able to find him either. My attorney said that in order to file a motion against his not paying, she needs to be paid what I already owe her.
I obviously cannot pay this without a job, and my boyfriend doesn’t make enough to pay my bills.
So, I was wondering, would I be better off just filing for bankruptcy or waiting to try to pay these things off after I graduate and hopefully obtain a good job?
If I do file bankruptcy, would the attorney’s fees that I owe from the divorce be able to be dismissed under the bankruptcy?
Any help would be appreciated!
Thank you!
May 25th, 2009 at 12:08 pm
Don’t file, that’s such a small amount. Don’t ruin your credit over something that can be taken care of over a few years. Plus, with bankruptcy nowadays they are trying to have people pay back what they can before they dismiss the rest instead of constantly giving people clean bills of credit (ok not exactly) for nothing.
May 25th, 2009 at 12:08 pm
My advice to you is ignore your creditors and continue to live off of your boyfriend until hopefully you can graduate from school and get a job then pay off your lawyer, your creditors and your boyfriend - since he will be the one financially responsible for you for the next year or two until you begin to work again. Good luck!
May 25th, 2009 at 12:08 pm
So you are saying you can’t even get part time at a Burger joint? Filing BK for less than 10K is not very smart at all. Time to grow up, go out and get a JOB and pay your bills.
May 25th, 2009 at 12:08 pm
No way. Do NOT file bankruptcy. It just isn’t worth it in this scenario; wait it out.